BUDGETEEROne number
Your balance, minus the bills due before payday, minus what you’ve logged since. That’s what’s safe to spend.
For Australians paid fortnightly
Know what’s safe to spend before payday.
Most budget apps tell you what you spent last month. Budgeteer tells you what you can spend right now — after the rent, the power bill and everything else that hasn’t come out yet. One number, on the first screen. No bank login.
Free to use. Budgeteer Plus is A$2.99 a month, cancel any time.
⛨ Safe to spend
$612.40
Until payday · Thu
↓ Out before payday
Rent$780.00
Internet$89.00
▥ Groceries this pay
$288.00 of $400.0072%
What it does
Log it in two taps
A big keypad and your favourite categories, a tap away from every screen. Built for standing at the counter.
Payday to payday
Budgets run per pay period, not per calendar month — because that’s how your money actually arrives.
Bills you won’t miss
Recurring bills come off before they hit, with an optional email reminder the day before and a calendar feed for your phone.
Statement import
Upload your bank statement PDF and catch up in one go. Every balance on it is checked, so nothing is imported half-right. The file is read, then discarded.
Ready for tax time
Mark work expenses claimable as you go, with the ATO deduction type and work-use %. Refunds come off first, so the claim is right.
Why it’s different
| Many budgeting apps | Budgeteer | |
|---|---|---|
| The question it answers | Where did last month go? | What can I spend before payday? |
| Pay cycle | Calendar months | Your fortnightly payday |
| Your bank | Asks for your bank login or a data-sharing consent that can lapse and break the sync | Never connects to your bank. You type the balance or import a statement |
| Bills not yet paid | Show up after they’ve gone | Taken off before they hit |
| Tax deductions | Export to a spreadsheet and sort it out in June | ATO type, work-use % and refunds handled as you log |
| Your data | Often funded by ads or by selling you loans and cards | No ads, no upsells, never sold |
Price
Free
A$0
- Safe to spend and the payday countdown
- Unlimited expense and income logging
- Budgets per pay, recurring bills, reminders
- Bank statement import and calendar feed
- Mark deductions all year
Budgeteer Plus
A$2.99 / month
- Everything in Free
- Reports: spending by day and by category
- The end-of-financial-year deductions summary
- Receipt scanning — 50 a month
- Cancel any time, from Settings
Prices in Australian dollars. Billed monthly through Stripe; your card never touches our server.
Help & support
Do I have to connect my bank?
No, and you can’t. Budgeteer has no connection to any bank. You enter your balance yourself, log what you spend, or import a bank statement PDF.
How is “safe to spend” worked out?
The bank balance you last entered, minus everything you’ve logged since, plus any income since, minus the recurring bills due before your next payday.
Is it tax advice?
No. Budgeteer keeps your work-related expenses organised and produces a summary to help you fill in your own return or brief your tax agent.
How do I cancel or get a refund?
Cancel from Settings at any time; you keep Plus until the end of the period you paid for. For a refund, email support and a person will handle it, usually within a few days.
Can I delete my account?
Yes. Email support from the address you signed up with and your account and everything in it, including receipt photos, is permanently erased.
Is there an iPhone app?
A native iPhone and iPad app is on its way to the App Store. It uses the same account, so anything you log on one shows up on the other.
Anything else: support@thebudgeteer.app